Summer is coming and with it the holidays. Do you already have your destiny? A mini-credit and a search on time can guarantee you the vacation of your dreams. We tell you how!
Get liquidity to enjoy the vacation of your dreams
Most Spaniards enjoy our vacation in summer. And the cheapest way to do it is to catch an offer on time. However, we do not always have the liquidity to pay for the vacations we want. Is this your case?
If so, you should not worry. Extra pay is just around the corner, and you can anticipate it thanks to a mini credit. In this way, you will be able to book the best vacations without compromising your monthly budget.
The mini-credit is a form of alternative financing that is gaining popularity thanks to its easy processing, the speed of concession and the conditions of return, which are getting better. Do you want to know how to find a small loan at a good price?
The best thing is to consult a comparator. Companies like Astro Finance are dedicated to tracking different products to guarantee the best market conditions.
Search for the best deals in advance
If you want to travel abroad, you should consult a price comparator. Kayak and EDreams are two of the best options. You can search for flights from any airport to any destination.
If you are more from local destinations, you can use Ryanair. Although it is more annoying than other companies, domestic flights to Europe and Morocco can cost less than 50 euros round trip. Less than a bus!
Many of these companies have car rental and accommodation search services. So you can plan your entire trip from your website.
In case you want to look for more, we recommend using other comparators like Trivago, Home To Go, Tripadvisor or AirBnB. In these pages you can find all types of accommodation at more than competitive prices.
Take a look at these comparators and you can plan a good vacation at the best price. Also, if you need to budget how much money the trip will cost you, in addition to travel and accommodation, you can consult travel blogs such as Travel Guides, Japonismo or Street Travelers.
We are sure that with these recommendations you will have no problem designing the vacation of your dreams. One last key: how can you get the best prices? The answer is taking advantage of the last minute offers. And if you do not have liquidity, you can request a mini-credit.
How to return your small credit
Mini-credits usually have a short return period. That is why it is important that you check their conditions and only hire them if you know that you will be able to return them. Although the remunerative interests of these products are becoming more reasonable (free, sometimes), the interests of delay are usually high.
Many entities offer the possibility of requesting extensions of the return period. So this may be an ideal solution if you’re not sure you’re going to have liquidity on the due date.
In any case, with the extraordinary pay just around the corner, this is an ideal time to ask for a small loan and book the vacations you are dreaming of. Take advantage of the last minute offers and check the links that we have provided you to travel wherever you want for very little money.
In the same way that the comparators of which we have spoken to you will help you to find offers for your vacations, our page will provide you with the best offers to obtain a microcredit in conditions that adapt to your needs. Visit us and enjoy the vacation you deserve!
There are many advantages that fast loans with FCI have offered their applicants over the years. This solution has been quite innovative within the financial sector. Next, we will explain what this type of loans consist of, how you can apply for them and what is FCI.
What is FCI?
The acronym FCI refers to the Financial Credit Institutions. It is a company that, among its tasks, has to register a list with personal data of people who have generated a debt throughout their life with a company or bank.
This is the largest Spanish registry that exists in this regard. There is no minimum amount necessary to be in it. On many occasions, the amount of money claimed is much smaller than estimated; This is because, sometimes, if the client considers it unfair, he may not pay it, getting his name to remain on the FCI list for the time being.
Leave the FCI lists
The presence in this type of lists of defaults can reach up to 6 years. Meanwhile, the person who is in FCI can not apply for bank loans, access a mobile phone contract, finance household appliances or access any other source of financing, whatever its nature.
To get out of this list what you have to do is pay the debt.
Quick Credits with FCI
Now, because there are many circumstances that can lead you to the list of FCI or RAI (another registry of popular defaults in Spain), entities related to the economy that work online have developed a series of credits and loans for people who are in this situation and need to request one.
Maybe you do not know, but if you are on a list of defaulters, no bank will grant you a loan, no matter how small it may be. That is why these services have proliferated in recent years.
The financial crisis that took place in Spain has forced banks to tighten the conditions for obtaining credit to protect their interests. Currently, if you want to request a service like this through an organization of this type you must not only not be in FCI, but have a payroll and a guarantor.
With fast online credits, in most cases, this does not happen in the same way.
How to know if you are in FCI?
The different companies that can transfer your data to this association, by law are obliged to keep you informed at all times, and when 30 calendar days pass after the last payment notice will be responsible for moving your data to be included in the record.
Many people are unaware of this fact and may want to be interested in knowing whether or not they are in the registry before those 30 days are completed. At the end of the day, you may end up with a debt that you do not remember due to a change of address or mobile phone that has prevented you from keeping up to date with the notices.
The main reason does not really matter, what is advisable is that you do your best to know if you figure or not in this record. In order to do so, you have several options: email, contact phone or approaching you personally.
You are in FCI and you need money
From Astro Finance we offer the possibility to our customers to access loans quickly and easily through our platform. We are not going to ask the reasons for your entry in the FCI lists, nor are we going to demand a payroll to access this service.
We want our client to be able to cover their expenses in the best way possible and we will do everything in our power to do so.
Characteristics of these loans
These credits can be used to obtain up to 800 euros that will be deposited in your bank account in a matter of hours. In case you do not have a clear agreement with your main bank, this process could be extended up to 48 hours, but no longer.
From the beginning you will know the interest to be paid and what are the repayment terms that you have, which vary between 1 week and 6 weeks. These are very short deadlines because we do not want the client to be forced to pay a higher interest rate, given that the amount of money requested is not excessive.
We want you to be informed at all times of the entire process in order to be able to decide freely and without pressure.
Advantages of applying for an online credit
The power to perform this type of procedures through your computer has many associated advantages, mainly related to peace and comfort.
Think you will not have to make large queues, or fill out several forms. You only have to provide your personal data once and without any haste.
In addition, being able to do it from your home offers you the possibility of thinking quietly, talking to a second person. In short, take your time to understand the whole process and know what you really want, without any external pressure that may arise from being in a bank with a line of people behind, or having to respond to a worker with security.
Other advantages of this credit
As we have already mentioned, the requirements to apply for this type of credit are minimal. You do not need a guarantor or a payroll, you simply have to prove that you have regular income but it does not have to be derived from a current employment contract.
Simplicity, without bureaucratic procedures, without extra or hidden expenses, a quick loan with FCI brings many positive aspects to improve the client’s conditions.
Why can these credits be requested?
Apply for a loan being in FCI can have several purposes, the first of them, curiously, could be to pay the accumulated debt and leave the registry of this entity allowing you an improvement in your quality of life in relation to hiring services, to apply for other loans more forward, etc.
Moreover, many times this aspect is not taken into account and from here we believe that it is very important to shuffle and solve this situation; in the future you will appreciate it.
In other occasions, its use can be derived to the home and personal space. Many times it is necessary to make an investment to improve some of the rooms of the house or change the furniture. When you do not have enough money you are lengthening this process; This could lead to major problems that could affect comfort and even health.
Another reason why a credit of this type could be used is to pay the expenses caused by an accident. These occur and are unpredictable; It is convenient to integrate them into the day-to-day planning. Therefore, it is important to know that you can count on the extra help to deal with the breakdown of the kitchen, the accident experienced with the car, etc.
There are even reasons related to seizing an opportunity. Many times, paying something in advance (a flight, Christmas gifts and even a part of the school or university registration) allows you to pay the amount with a discount applied to the original price, as long as you do it within the deadline. validity of the offer. For this reason, in many occasions it is important to assess whether this process should be carried out or not in order to achieve long-term benefits.
Aspects to consider
As a recommendation we believe that you must take into account certain aspects before carrying out a procedure like this. It is true that the conditions to be met are simple and that you will not need anything extraordinary to face this credit.
However, we believe that making a decision of this kind always has to be something clear about what you do not have doubts. Thus, you must contrast all the variables that will influence the cost of your loan. We refer to the interest rate and the repayment period, mainly two factors that will greatly affect your purchasing power.
The main purpose of this loan is to offer you the possibility of solving a specific problem, preventing it from being delayed or delayed. It is what you must really take into account and question yourself before filling out the application form.
Apply and live quietly
If you have arrived here and you know that you are going to solve your problem, from Astro Finance we encourage you to enter our website and get to know our fast credit service with FCI. It’s time to improve your quality of life, leave those accumulated bills resolved and even help yourself out of the debt record while thinking about improvements to your future well-being.