Christmas is the time of year, along with the August holidays, where more money needs are for private individuals. That is why it is essential to be proactive and know how to get money for Christmas and be able to celebrate the Christmas holidays as we deserve. For this, many times you have to resort to quick credit, such as the line and credit card of El Corte Inglés.
First of all, given that the prices in gifts and food go up during the Christmas season, it is essential to have the necessary money. Especially to take advantage of the offers and discounts that can appear at Christmas. Many stores have their biggest sales in the Christmas campaign so they sometimes resort to important offers and discounts. That’s why sometimes we have to resort to personal loans to be able to face Christmas shopping.
Sometimes the person who says I need money for Christmas, refers to the post-Christmas purchases in which the discounts are very high. And so you can buy clothing and other types of gifts with discounts greater than 70%. Thus, by postponing Christmas purchases you can obtain significant savings of money, especially for those things that are not necessary to spend Christmas, as in the case of food. And for this you do not need more than to request mini fast credits of 500 euros or less than 300 euros. With that amount of money you will be able to face those purchases after Christmas.
How much can I get with money loans for Christmas?
There are many credit companies with which you can get money for Christmas, the maximum amount to get with the first loan will depend on the entity as well as your financial history. Remember that to ask for a loan with asnef you have to pay a higher interest. But that does not mean that you can not get financing by being on delinquent lists like ASNEF or RAI. Except for banks, there are many credit companies that can give you quick mini loans from 50 euros to 500 euros. Although according to the entity can not be requested in the first loan more than 250 euros. Now if you need money for Christmas of more than 1000 euros or 1500 euros, it is best to resort to banks and for example apply for the personal loan Estrella de La Caixa or express loan db Deutsche Bank. But you can also request a personal loan from fast credit entities such as Ok Money, Dineo, Qué Bueno, Vivus, Cofidis, etc.
How long will it take to receive the loan of money?
Undoubtedly that is the key question, because surely you are going to need fast money for Christmas and the best option, even if you are going to ask for credit with asnef and without endorsement, is to resort to the mini credits. Because they are the fastest way to get money up to 300 euros or even up to 500 euros. The great advantage of this type of financing is that being very small amounts of money give you quick credit without paperwork or waiting. With a few data and through a comparator or online form on the website of the credit institution you can get your money for Christmas in less than 10 minutes. So mini loans are a perfect financial solution if you need money in less than 24 hours. The requirements to apply for a micro credit are usually the following:
- Be of age.
- Be a resident in Spain.
- Provide the DNI or NIE number.
- Indicate if we have debts or unpaid debts in asnef or other delinquent lists.
- Indicate what our occupation is: unemployed, retired, worker, self-employed, etc.
With the above information the credit institution conducts a study and in a few minutes we will have an answer. If you grant us the loan to have money at Christmas, then the quickness of the credit will depend on whether we have an account in one of the banks with which the company that has granted us the micro credit works. Because this way the transfer of money will be immediate since it is the same bank or cashier. In addition to the entity the quick money will be more if we request the urgent credit during working hours, that is before 18:00 hours and from Monday to Thursday, as long as they are not national holidays. Another option to get money for Christmas with mini fast loans online, is to ask for money from a credit company with which we have worked. If we have not paid the previous debt, requesting a personal loan will be a much quicker and easier process since we already have our data as well as a customer record.