Month: July 2019
Summer is coming and with it the holidays. Do you already have your destiny? A mini-credit and a search on time can guarantee you the vacation of your dreams. We tell you how!
Get liquidity to enjoy the vacation of your dreams
Most Spaniards enjoy our vacation in summer. And the cheapest way to do it is to catch an offer on time. However, we do not always have the liquidity to pay for the vacations we want. Is this your case?
If so, you should not worry. Extra pay is just around the corner, and you can anticipate it thanks to a mini credit. In this way, you will be able to book the best vacations without compromising your monthly budget.
The mini-credit is a form of alternative financing that is gaining popularity thanks to its easy processing, the speed of concession and the conditions of return, which are getting better. Do you want to know how to find a small loan at a good price?
The best thing is to consult a comparator. Companies like Astro Finance are dedicated to tracking different products to guarantee the best market conditions.
Search for the best deals in advance
If you want to travel abroad, you should consult a price comparator. Kayak and EDreams are two of the best options. You can search for flights from any airport to any destination.
If you are more from local destinations, you can use Ryanair. Although it is more annoying than other companies, domestic flights to Europe and Morocco can cost less than 50 euros round trip. Less than a bus!
Many of these companies have car rental and accommodation search services. So you can plan your entire trip from your website.
In case you want to look for more, we recommend using other comparators like Trivago, Home To Go, Tripadvisor or AirBnB. In these pages you can find all types of accommodation at more than competitive prices.
Take a look at these comparators and you can plan a good vacation at the best price. Also, if you need to budget how much money the trip will cost you, in addition to travel and accommodation, you can consult travel blogs such as Travel Guides, Japonismo or Street Travelers.
We are sure that with these recommendations you will have no problem designing the vacation of your dreams. One last key: how can you get the best prices? The answer is taking advantage of the last minute offers. And if you do not have liquidity, you can request a mini-credit.
How to return your small credit
Mini-credits usually have a short return period. That is why it is important that you check their conditions and only hire them if you know that you will be able to return them. Although the remunerative interests of these products are becoming more reasonable (free, sometimes), the interests of delay are usually high.
Many entities offer the possibility of requesting extensions of the return period. So this may be an ideal solution if you’re not sure you’re going to have liquidity on the due date.
In any case, with the extraordinary pay just around the corner, this is an ideal time to ask for a small loan and book the vacations you are dreaming of. Take advantage of the last minute offers and check the links that we have provided you to travel wherever you want for very little money.
In the same way that the comparators of which we have spoken to you will help you to find offers for your vacations, our page will provide you with the best offers to obtain a microcredit in conditions that adapt to your needs. Visit us and enjoy the vacation you deserve!
Christmas is the time of year, along with the August holidays, where more money needs are for private individuals. That is why it is essential to be proactive and know how to get money for Christmas and be able to celebrate the Christmas holidays as we deserve. For this, many times you have to resort to quick credit, such as the line and credit card of El Corte Inglés.
First of all, given that the prices in gifts and food go up during the Christmas season, it is essential to have the necessary money. Especially to take advantage of the offers and discounts that can appear at Christmas. Many stores have their biggest sales in the Christmas campaign so they sometimes resort to important offers and discounts. That’s why sometimes we have to resort to personal loans to be able to face Christmas shopping.
Sometimes the person who says I need money for Christmas, refers to the post-Christmas purchases in which the discounts are very high. And so you can buy clothing and other types of gifts with discounts greater than 70%. Thus, by postponing Christmas purchases you can obtain significant savings of money, especially for those things that are not necessary to spend Christmas, as in the case of food. And for this you do not need more than to request mini fast credits of 500 euros or less than 300 euros. With that amount of money you will be able to face those purchases after Christmas.
How much can I get with money loans for Christmas?
There are many credit companies with which you can get money for Christmas, the maximum amount to get with the first loan will depend on the entity as well as your financial history. Remember that to ask for a loan with asnef you have to pay a higher interest. But that does not mean that you can not get financing by being on delinquent lists like ASNEF or RAI. Except for banks, there are many credit companies that can give you quick mini loans from 50 euros to 500 euros. Although according to the entity can not be requested in the first loan more than 250 euros. Now if you need money for Christmas of more than 1000 euros or 1500 euros, it is best to resort to banks and for example apply for the personal loan Estrella de La Caixa or express loan db Deutsche Bank. But you can also request a personal loan from fast credit entities such as Ok Money, Dineo, Qué Bueno, Vivus, Cofidis, etc.
How long will it take to receive the loan of money?
Undoubtedly that is the key question, because surely you are going to need fast money for Christmas and the best option, even if you are going to ask for credit with asnef and without endorsement, is to resort to the mini credits. Because they are the fastest way to get money up to 300 euros or even up to 500 euros. The great advantage of this type of financing is that being very small amounts of money give you quick credit without paperwork or waiting. With a few data and through a comparator or online form on the website of the credit institution you can get your money for Christmas in less than 10 minutes. So mini loans are a perfect financial solution if you need money in less than 24 hours. The requirements to apply for a micro credit are usually the following:
- Be of age.
- Be a resident in Spain.
- Provide the DNI or NIE number.
- Indicate if we have debts or unpaid debts in asnef or other delinquent lists.
- Indicate what our occupation is: unemployed, retired, worker, self-employed, etc.
With the above information the credit institution conducts a study and in a few minutes we will have an answer. If you grant us the loan to have money at Christmas, then the quickness of the credit will depend on whether we have an account in one of the banks with which the company that has granted us the micro credit works. Because this way the transfer of money will be immediate since it is the same bank or cashier. In addition to the entity the quick money will be more if we request the urgent credit during working hours, that is before 18:00 hours and from Monday to Thursday, as long as they are not national holidays. Another option to get money for Christmas with mini fast loans online, is to ask for money from a credit company with which we have worked. If we have not paid the previous debt, requesting a personal loan will be a much quicker and easier process since we already have our data as well as a customer record.
Convenient and comfortable loan for pensioners
Retirees, today as today, often want to resort to simple and comfortable loans for figures that are not too high, in order to meet the needs of everyday life. Payday loans for pensioners can also be very convenient: here we take the opportunity to illustrate YoBank’s loans for pensioners, which are often very convenient and comfortable .
Surely the most widespread structure of loans to pensioners is the sale of the fifth, an easy tool to obtain – just show up in the bank with the identity document and the pension slip, and then the request will be evaluated -. However, it must be borne in mind that the majority of loans for pensioners also require the obligatory stipulation of a life insurance policy in the Case of Death, and that as regards the salary assignment, the monthly payment cannot exceed 20% of the net pension.
The YoBank pensioner loans are certainly very comfortable and designed for customers and also for those who are not customers of the bank. PerTe is a personal loan for Social Institute pensioners prepared by YoBank. Thanks to it it is possible to get small amounts (minimum 3,600 euros) and up to a maximum of 75,000 euros.
The sale of the fifth Perte of YoBank is repayable from a minimum of 24 months up to a maximum of 120 months.
Furthermore there are also fundamental requirements to be respected:
- maximum age of 83 at the request
- maximum age of 85 at the end of the loan
- not having other transfers of the fifth in progress
The YoBank bank therefore offers a solution that, unlike that of other banks, grants access to the loan up to the maximum age at the end of the 85-year payday loan, much higher than the average (80 years). This is undoubtedly a great advantage.
The amount is always subject to the monthly payment and therefore to the total of the pension, as we know the installment cannot exceed 20% of the total net sum of the pension.
Furthermore, as always, the repayment of the installment takes place by the institution that pays the pension directly to the YoBank bank.
The times for obtaining the payday loan from YoBank are relatively short , and the credit is direct to the current account.
It should also be noted that the YoBank bank charges a penalty of 1% on the capital repaid before the term, if more than a year, while for repayment periods of less than one year the penalty is 0.5%.